Burgesses Limited is first to launch income protection with universal rates, irrespective of age occupation gender or employment status.

To capitalise upon the huge success of its current rage of non-discriminatory insurance products, specialist insurance broker Burgesses Limited has today launched britishincomeprotection, a package of low cost non-discriminatory protection against the risks of unemployment and disability.

Britishincomeprotection is fully compliant with FSA guidelines and provides a maximum monthly benefit of £1000, or 50% of gross monthly income whichever the lesser.

Cover is available to all UK residents below retirement age, irrespective of occupation, gender or employment status. In fact, the occupation criteria is the widest on the market allowing employed, self-employed, contract workers or even owner-directors of companies to be covered on either a full or part time basis, provided they work for a minimum of 16 hours per week.

In addition, it provides a range of unique benefits including back-to-day-one cover, unemployment or disability only cover, together with tax free claims benefits, which are payable for up to 12 months.

Premiums too are highly competitive and start at only £300 per £100 or monthly cover including tax and broker commission of 20% for example; to protect a nett monthly income of £800 would cost only £24 per month.

Britishincomeprotection was created in response to the almost weekly news stories of mass redundancies and higher rates of long term disability among British workers.

Burgesses Limited, Managing Director, Simon Burgess says, “britishincomeprotection is a unique and attractively positioned income protection product both in terms of content and price. With ever changing work patterns a job for life is history and our non discriminatory approach will allow British workers to have peace of mind at an affordable cost.”